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  1. bncwhite

    Paint & Imperfections

    I just want to put a warning out for those considering PPF. I PPFā€™d, ceramic, and window-tinted my 21 GT Grabber Blue for thousands of dollars, cheap-end for my area. It was beautiful! When it came time to decide whether to sell it back to Ford as a lemon, I almost ate the cost of those items...
  2. bncwhite

    2021 GT/GTPE MMEs Without HVBJB Failure - Tracking List

    21 GT failed at 7489.8 The very short story version: Bought MME 02-22-2022 MME 08-08-2022 for defective pump on front motor and repaired on 10-18-2022 with brand new front motor. 7K miles. SSN four days later on 10-22-2022 when I parked in the garage. Plugged in the charger and got a...
  3. bncwhite

    Tax Credit Only Applicable to W-2 Tax Liability?

    I used that credit on my 2021 taxes. I got it installed before my car was delayed two months.
  4. bncwhite

    Tax Credit Only Applicable to W-2 Tax Liability?

    The rest of my financial planning... šŸ˜‚ But to answer your question, yes that is one of several good rules of thumb; thereā€™s also rules from Dave Ramsey, Rich Dad Poor Dad, and I Will Teach You To Be Rich. I donā€™t follow any of them strictly at the moment. Iā€™ve made personal decisions based on...
  5. bncwhite

    Tax Credit Only Applicable to W-2 Tax Liability?

    These numbers donā€™t show the rest of the financial picture. I wonā€™t go into the details. Your rule of thumb is one šŸ‘†šŸ» is why I posted the question here. I get the value of a CPA. That being said, Iā€™ve been doing our own taxes for over a decade after my last two CPAs made mistakes that would...
  6. bncwhite

    Tax Credit Only Applicable to W-2 Tax Liability?

    Thanks everyone! It's a sad realization. I'm going to have to pay. I didn't look at the SE tax as FICA, which like others have said (@Maquis @AZBill @ChuckA ), I pay that in my own paychecks. Poop!!! In my head, anything I have to pay to the IRS is "tax", but of course, the IRS doesn't look at...
  7. bncwhite

    Tax Credit Only Applicable to W-2 Tax Liability?

    It seems too simple: Up to $7500 Tax Credit towards tax liability. The two of us are one entity that has tax liability as far as the IRS is concerned so her income should be part of the available credit. She uses my income and I use her income. I shouldnā€™t be penalized because she works for...
  8. bncwhite

    Tax Credit Only Applicable to W-2 Tax Liability?

    I filled out my info on a tax software site. I see the 1040 that will be submitted to the IRS. The calculations show I owe $5286 in taxes from my W-2 job and $2108 from my spouses self-employment tax. Our total tax bill is $7394. The EV tax credit is removing the $5268. Why isnā€™t the...
  9. bncwhite

    New Mach-E LFP Battery Specs Revealed

    This seems comparable to the performance of E-10 gas vs 100% gas - lower efficiency, cheaper, and more environmentally friendly.
  10. bncwhite

    Hands-Free Bluecruise is so inconsistent

    Your windshield looks dirty in your picture. Make sure the glass is CLEAN in front of the windshield cameas. Then turn the car off for a minute and see if the error goes away. I had the same issue right before I washed my car.
  11. bncwhite

    Mach E's purchased after 1/1/23 will get the new reduced pricing (per Ford's Mike Levine)

    Did I miss something? Isnā€™t the 2023 Mach-E only allowed to use half of the $7500, given its battery construction failing to meet its tax criteria?
  12. bncwhite

    Powertrain Malfunction/Reduced Power Service

    Thatā€™s the same thing that happened to mine, except it was the front drive unit AND I never got the alerts on the IPC. The DTC existed but never alerted me. I only found out my pump failed because the tech told me about it after updating the car with the faux fix HVBJB update in July. That DTC...
  13. bncwhite

    Lemon law advice and PPF’s dark side

    When you say buyout, do you mean cash and keep or sell the car back to Ford?
  14. bncwhite

    Lemon law advice and PPF’s dark side

    See the last paragraph on this post. Itā€™s been a lot more involved than just the driver seat. https://www.macheforum.com/site/threads/lemon-law-advice-and-ppf%E2%80%99s-dark-side.24717/post-574563
  15. bncwhite

    Lemon law advice and PPF’s dark side

    @Monke my dealer contact has other non-Ford dealerships. He told me my options are quite aggressive coming from Ford and heā€™s surprised with the options I have. He said the other manufacturers wouldnā€™t be going through this much to keep a customer. For the Escape, I like the Sync 4a option for...
  16. bncwhite

    Lemon law advice and PPF’s dark side

    @macchiaz-o thanks for your input! We appreciate your time and effort to help us think through our options instead of just jumping for the money to keep the car.
  17. bncwhite

    Lemon law advice and PPF’s dark side

    @macchiaz-o Iā€™ve thought about the cost of having the remove the PPF at the 10 year mark and the damage risks involved. I truly regret getting the PPF. Your point about removing it from the equation is a very solid point! As for taking the cash and keeping the car, I was told the settlement...
  18. bncwhite

    Lemon law advice and PPF’s dark side

    My RAV rep said I donā€™t have to get a car with equal or greater MSRP. If the replacementā€™s MSRP is less than my lemonā€™s MSRP, the delta is taken off my loan. He said I could even order a fully loaded 2023 Escape PHEV at $45K, and the loan would be reduced. If we did that, when the 48 month came...
  19. bncwhite

    Lemon law advice and PPF’s dark side

    (This is for any future searches if ā€œPPF worth it.ā€) PPF worth it? NOOOOOOOOO!!!!! At least not on the first gen. Also, if your state wonā€™t reimburse accessories under lemon law, DONā€™T DO IT!
  20. bncwhite

    Lemon law advice and PPF’s dark side

    My Ford CSR said the 5/75K plan was the best option his system gave him at the time he applied it to the car.


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