Insurance is very personalized, but I get your point.
However, Tesla now offers insurance. My neighbor has a Model Y, plus a teenager with a camry. Tesla insurance does not charge extra for teenagers. He literally pays $50 a month for the Y, and $55 for the teenager. He told me Tesla insurance...
I was noticing the exact same thing. Most of the hate and fud on the Model Y on this forum are from existing MME owners. We get it, you don't like Elon, the car is ugly, etc.
For any rational person that has not taken delivery of a MME, the Model Y is worth a look at this crazy price.
The MME...