I’m totally on board with options if my car is delivered before January 1. I don’t know that I’m interested in jumping through all the hoops of adjusting my tax withholdings for a year and claiming the tax credit more than a year from now.The $7500 tax credit is about 15% of MSRP. If you take the Options residual and add 15% it gets to roughly 55%-60% of MSRP depending on the mileage allowance.
If you have no interest in keeping the vehicle after the lease term high residuals are great. If not then not so much. Ford Options essentially gives you a cap reduction.
I was hoping this new lease product would come in on the high 50s residual from Ford (it does if you go with 10k miles/year) but with a WAY more competitive money factor. A .0021 money factor makes it a nonstarter. If Ford would get it down to the .001 area (or better yet, around a 1.9% APR), it would put them right in the middle of the pack rate wise and make it a way more appealing and competitive program. @hybrid2bev