hmm. my dealer directly told me that Options doesn't offer WearCare.
My GF had it on her leased Escape. It's Ford's "turn in insurance" - covers a certain amount of extra wear and tear/damage/etc. at turn in (not mileage but other stuff like scratches, dents, holes in fabric, etc.)
I think I'm my dealerships first options order so could end up happening when I pick the car tomorrow that it's just not available
Wasn't able to give me an exact price is but she said to expect like $25-30 a month. It covers any issues at turn in with stains, broken glass, tires, or any dents or anything. This isn't about getting coverage while driving, it covers up to $5k of damage when you turn it in so after 36 months I'd be paying like $1000 to cover up to 5K
like any insurance and insurance-like product, it's a cost/benefit gamble.
I guess it really depends how much you baby your car. If you're like me, you're vacuuming it weekly and wiping everything down, touching up and polishing chips, and going to PDR anytime it gets a ding of any sort. Personally I don't see the ActiveX material on the seats getting stained, and the carpet is dark. Outside of road salt, which if you keep up with in the winter, not much is going to show on it. Most of those other items like glass and tires you'll be maintaining as you go if something was to happen. If I were you, I'd save the $1K. Ultimately it's your preference.
Where can I find the Ford Options Handbook you mention? So many questions and dealers don't seem to have many answers.
also, remember that the price of any F&I should be considered as negotiable.
I always buy TireCare too, also because of the Michigan roads, but I've yet to get more than I paid for out of it. I average 1 claim worth less than the policy price during the policy period. Which is exactly where their actuaries want it.
