jnthn98
Well-Known Member
- Joined
- Apr 28, 2021
- Threads
- 14
- Messages
- 66
- Reaction score
- 29
- Location
- California
- Vehicles
- 2021 Mustang Mach-E
- Thread starter
- #1
I was rear-ended in a parking lot at low speed back in July. Damage didn't look too bad...mostly on the bumper and a scuff on the rear tailgate. After dealing with insurance stuff, I drop off my car at the body shop in late August. They took the rear bumper off and found more parts need to be replaced. A supplement estimate was created and more parts ordered. Due to the industry-wide parts shortage (apparently not limited to only semiconductor), there was a wait (no ETA initially). Thankfully, the delay wasn't too bad given the current events. My MME spent a little over 3 weeks at the body shop, but at least it is not til the end of the year as I was fearing (from reading other posts, although they had more damages). I also reached out to Ford to see if they can help. Not sure if they were able to speed things up, but I am glad that someone responded.
With modern cars, parts are really expensive even though the damage may look minor. In the end, the whole repair costed just under $3500, which included about $900 in labor. The rest is parts and sales tax.
On another note, does anyone has experience with Diminished Value claims in California? I reached out to the other party's insurance (National General), who is taking responsibility thanks to my rear dashcam footage, and the rep said she never heard of such claim before. I was surprised. Later, they came back and said that they do not pay diminished value for cars that are repaired. I think they are missing the point as diminished value has nothing to do with repair-ability. If I sell my repaired car now, it will be worth less because it has an accident in the DMV/Carfax report. I am not sure what to do at this point, but in my research, I found out that CA is a state that allows this type of claim. I googled it too and it seems common, which is why I am so surprised at the reply from a national insurance company. ? If anyone has any advice on how to pursue this, please let me know.
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