Rt1AWD
Well-Known Member

- Thread starter
- #1
I'm not planning to give up the car, I'm just trying to evaluate my options in terms of finances. I called CSR and asked her how it works in the end. She told me that I just have to pay the balance off before the last payment due date. I asked her if there are any other options. She said NO
Then I asked what if I just make a regular monthly payment on the last payment due date. She said that nothing bad will happen, Ford will just keep charging me the same interest rate as before. I asked her to reconfirm that I will not have any extra fees or penalties if I choose to go that route. She did reconfirm it. Was she lying? If not then what is the difference between regular financing and this "Ford Options" thing?
Then I asked what if I just make a regular monthly payment on the last payment due date. She said that nothing bad will happen, Ford will just keep charging me the same interest rate as before. I asked her to reconfirm that I will not have any extra fees or penalties if I choose to go that route. She did reconfirm it. Was she lying? If not then what is the difference between regular financing and this "Ford Options" thing?
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