My Car Got Customized 😕

[JohnFoxeSheets]

Yeah, I was thinking of your post. The problem is that TUD has “Grabber Blue” and not “Grabber Blue Metallic.” I have a set of bottles (color and clear) from them for my little rock chips and it works fine since they’re small pinpoints, but it has no metal flake in it. That might look a little weird, the metal flake just disappearing on the left side of the bumper.

I hope your comprehensive insurance coverage is good. We have $100 deductible comprehensive from GEICO and just used it about three weeks ago when my wife's Miata top was slashed when someone tried (unsuccessfully) to steal it. Then yesterday this happened. The guy in the truck that hit her didn't even see her car. I was in the passenger seat but luckily I'm fine. Surprisingly the interior of the car looks like nothing happened. We're just hoping GEICO doesn't total the car!

EDIT: The estimate is about 1/2 the value of the car, and GEICO is paying for the repair and not totaling the car! Whew! (Sure is a good thing the value of this 25 year old car that my wife absolutely loves has about doubled in the past couple years!)

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[ZuleMME]

I agree. That was the whole point of my original post of why I respect Tesla's Sentry cameras so much.

But they don't prevent anything; you just get to watch your baby get banged up with sentry. At a cost of a mile per hour energy usage (the car never sleeps with sentry on).

 

[HuntingPudel]

I hope your comprehensive insurance coverage is good. We have $100 deductible comprehensive from GEICO and just used it about three weeks ago when my wife's Miata top was slashed when someone tried (unsuccessfully) to steal it. Then yesterday this happened. The guy in the truck that hit her didn't even see her car. I was in the passenger seat but luckily I'm fine. Surprisingly the interior of the car looks like nothing happened. We're just hoping GEICO doesn't total the car!

My deductible is $500, so it may be worth the insurance claim.

Bummer on the Mazda. If the interior doesn’t look like anything happened, I am supposing it’s got brown upholstery.

EDIT: I probably would have made a rather fragrant colorful addition to the interior.

 

[JohnFoxeSheets]

If the interior doesn’t look like anything happened, I am supposing it’s got brown upholstery.

LOL - I'll admit it was just a tad terrifying watching the truck come towards me...

 

[krafty81]

If nothing else, having video evidence that you did not do the damage would make it difficult for the insurance company to make it your fault.

And that would affect your premium in your favor.

I think it affects your premium regardless of fault.

 

[dtbaker61]

Yeah, I was thinking of your post. The problem is that TUD has “Grabber Blue” and not “Grabber Blue Metallic.” I have a set of bottles (color and clear) from them for my little rock chips and it works fine since they’re small pinpoints, but it has no metal flake in it. That might look a little weird, the metal flake just disappearing on the left side of the bumper.

I would suggest contacting touch up direct to see if they have added the exact color paint code. I was surprised they had my exact match since infinite blue is not even offered anymore but there you go

 

[dtbaker61]

I think it affects your premium regardless of fault.

And it certainly affects your pocketbook if you have anything other than zero deductible. That is why I decided to attempt my own paint

 

[Shayne]

Heading home after the software update for the recall, I stopped off at the grocery store for a few items. I parked as I normally do, as far away from the entrance as possible and not near other cars. There was a PG&E truck a couple of spaces over but nothing else. I popped the frunk and threw my groceries in and went home after I finished shopping. When I got home and went to plug the car in I found these gouges in my front bumper.


Bummer. Just venting. Gr-rrr!

Where did it happen at the garage getting the recall or the store? Do you know.

 

[frontrunner]

But they don't prevent anything; you just get to watch your baby get banged up with sentry. At a cost of a mile per hour energy usage (the car never sleeps with sentry on).

But if it catches the offender's registration tag, you have something to work with. It worked for me getting my hit and run damage repaired in full by someone who hit my parked car in a parking garage, and then left a phoney note. I didn't have sentry, but cameras in the garage got it. Sentry is not a guarantee, but it definitely can't hurt. Also helps you with motor vehicle crashes if the other driver is not telling the truth. My dash cam saved me another time with that. So two hit and runs, and both times camera footage saved me from spending a dime on repairs.

 

[All Hat No Cattle]

I think it affects your premium regardless of fault.

That has not been my experience with State Farm.

 

[yngwenli]

That does suck. I second that sentry mode would be great. I installed front and rear cameras, so I hope that something like this would get captured. Getting the police to help you is probably not realistic so tracking them down is the hard part. Not sure if insurance companies help out too. I think the time spent finding the person is more expensive than just paying the claim. It is like credit card companies. They just write off the theft and do not really go after the small-time thieves.

At least they did not leave the old fake note on the windscreen, which is more insulting. With the internet, you hear about people hitting cars, people are watching them, and they go over and write a fake note, instead of a real note (e.g. I hit your car and here is my information).

This happened to me in the past and someone else saw and left the note with the license plate of the car. They even wrote that they would be happy to be a witness.

If you're watching and wanted to help, you can always make sure the correct license plate is also mentioned in the note. With the license plate alone, your insurance company (mine did) can probably go after the other party (this was a long time ago in CA).

 

[yngwenli]

I think it affects your premium regardless of fault.

I think it really depends on insurer, probably past history and some states are no fault (Hawaii I think) where everyone just covers their own claim.

I once rented a moving truck and hit a parked car at Ikea whose owner happened to be covered by my insurance as well. My rates didn't go up at all. I thought it would for sure. I don't think I even paid any deductable or penalty (maybe other owner did, I'm assuming not since not their fault and CA is a fault state).

 

[HuntingPudel]

Where did it happen at the garage getting the recall or the store? Do you know.

My friend @scoopman let me use his equipment and network to upgrade my car. Car was fine then. It happened at the store. There wer no other cars parked near mine (at leat two empty spots between my car and the nearest vehicle).

 

[ARK]

Sorry to see this happened. I hate how some people will still park right next to you even if you park away from everyone else with lots more convenient spots than those anywhere near you.

I could never figure it out, my guess is some people want to use another car to help guide them into a spot.

 

[Mach1E]

But if it catches the offender's registration tag, you have something to work with. It worked for me getting my hit and run damage repaired in full by someone who hit my parked car in a parking garage, and then left a phoney note. I didn't have sentry, but cameras in the garage got it. Sentry is not a guarantee, but it definitely can't hurt. Also helps you with motor vehicle crashes if the other driver is not telling the truth. My dash cam saved me another time with that. So two hit and runs, and both times camera footage saved me from spending a dime on repairs.

Yeah it could help.

Unfortunately for us, most of our cameras face the ground.

You could catch the shoes of someone who vandalized your car or the wheels of the car that hit you.

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