Question about Ford Options Financing

mattmike

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If I finance using Ford Options can I finance with a different vendor, say credit union
or bank, if I find a lower interest rate than Ford is offering?
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hybrid2bev

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If I finance using Ford Options can I finance with a different vendor, say credit union
or bank, if I find a lower interest rate than Ford is offering?
Ford Options is only available via Ford Credit.
 

JellyBelly

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If I finance using Ford Options can I finance with a different vendor, say credit union
or bank, if I find a lower interest rate than Ford is offering?
Its really a question for @hybrid2bev . I assume that Ford Options is specific to Ford unlike regular financing where you can shop and get the best rate from anyone.
 

GoGoGadgetMachE

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Its really a question for @hybrid2bev . I assume that Ford Options is specific to Ford unlike regular financing where you can shop and get the best rate from anyone.
he answered before you :)

to be clear you can do a "loan with balloon payment" somewhere else, but you won't get any Ford Options bonus cash if offered, and you wont have the lease-like "drop off the keys and walk away" option at the end of the initial contract that Ford Options has.
 

DBC

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to be clear you can do a "loan with balloon payment" somewhere else, but you won't get any Ford Options bonus cash if offered, and you wont have the lease-like "drop off the keys and walk away" option at the end of the initial contract that Ford Options has.
Or the guaranteed take out financing. Another great feature.
 


JellyBelly

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he answered before you :)

to be clear you can do a "loan with balloon payment" somewhere else, but you won't get any Ford Options bonus cash if offered, and you wont have the lease-like "drop off the keys and walk away" option at the end of the initial contract that Ford Options has.
Yup
 

hybrid2bev

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he answered before you :)

to be clear you can do a "loan with balloon payment" somewhere else, but you won't get any Ford Options bonus cash if offered, and you wont have the lease-like "drop off the keys and walk away" option at the end of the initial contract that Ford Options has.
And @hybrid2bev wont get a bonus in 2022 if you don’t buy a Ford and finance with Ford Credit. Oh wait, that’s just a benefit for me. Never mind. Nothing to see here.
 

GoGoGadgetMachE

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And @hybrid2bev wont get a bonus in 2022 if you don’t buy a Ford and finance with Ford Credit. Oh wait, that’s just a benefit for me. Never mind. Nothing to see here.
well since I don't have my car or payments in place yet I of course fully support you on this.

once I have my car and financing sorted, you're on your own!

wait I said the quiet part out loud didn't I
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