You should never give this information to insurance companies, if healthcare providers knew how much people ate junk food and drank liquor no one would be insured, I'll pay the $1000 increase or find another provider and not give this kind of personal information, your next hike could be $2000 and stuff stay on record with no way to correct anything, people must be really really careful, we already gave away too much carrying cellphones and owning EVs.