Ford Options

[Rfj429]

My 2021 GT/PE is coming due for Ford Options decision next month. MME has 21500 miles and is nearly new. No accidents or damage. Balance $26000. Wondering what’s best option? Purchase, refinance or turn in?

Sponsored

 

[HuntingPudel]

My 2021 GT/PE is coming due for Ford Options decision next month. MME has 21500 miles and is nearly new. No accidents or damage. Balance $26000. Wondering what’s best option? Purchase, refinance or turn in?

That kind of depends. Do you like the car and want to keep it? Then purchase or refinance are probably your choices. If you have the capital to purchase outright, it's probably still a better idea to keep that money working for you and refinance at a low rate. If there's something you either don't like about the car or something in a 2025 that is more compelling to you, then trading it in would be a choice. If you just want to be done with Ford, then you turn it in and pay the turn-in fee.