Ford Credit - refinancing

[circatee]

Ford Credit doesn't offer refinancing, to get a lower interest rate.
Curious, in the US (Georgia), any recommendations on decent companies/banks that offer refinancing on cars, or simply leave well alone?

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[generaltso]

Ford Credit doesn't offer refinancing, to get a lower interest rate.
Curious, in the US (Georgia), any recommendations on decent companies/banks that offer refinancing on cars, or simply leave well alone?

Hard to say if you should leave it alone without knowing what your current rate is, but rates aren’t great right now, so it doesn’t seem like the best time to refinance.

 

[circatee]

Hard to say if you should leave it alone without knowing what your current rate is.

3.9%

 

[generaltso]

3.9%

Leave it. Nobody’s going to give you a better rate than that on a used car right now.

 

[GatorGrowl]

Bankrate.com is a good place to check for loans and interest rates on anything.

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