Current Ford financing & Options rates?

[Dangerfish]

I find myself in a situation where I might be purchasing a GTPE tomorrow. I’d be trading in my ‘21 Premium extended AWD. I currently have 0.9% for 48 months through Ford. Can anyone tell me the current rates offered by Ford for both finance and Options? I’m not having any luck finding that info online. Links would be great if you have them? Dealer told me Ford currently offering 3.9% for 48 months (don’t believe that) and although they said they are familiar with Options, they said Ford isn’t funding it.

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[moparguy]

How did you get 0.9% with ford? I am going to pick mine in an hour???

 

[Dangerfish]

How did you get 0.9% with ford? I am going to pick mine in an hour???

Well, that was a year ago. I’m pretty sure that rate isn’t currently offered. Let me know what you figure out,

 

[mamejunkie]

https://www.autobytel.com/ford/mustang-mach-e/2022/incentives/

Not sure what your zip code is so I just put in Austin, TX... 3.9% looks correct with $500 bonus cash.

 

[Dangerfish]

https://www.autobytel.com/ford/mustang-mach-e/2022/incentives/

Not sure what your zip code is so I just put in Austin, TX... 3.9% looks correct with $500 bonus cash.

Thank you!

 

[WNKent]

I find myself in a situation where I might be purchasing a GTPE tomorrow. I’d be trading in my ‘21 Premium extended AWD. I currently have 0.9% for 48 months through Ford. Can anyone tell me the current rates offered by Ford for both finance and Options? I’m not having any luck finding that info online. Links would be great if you have them? Dealer told me Ford currently offering 3.9% for 48 months (don’t believe that) and although they said they are familiar with Options, they said Ford isn’t funding it.

Forget the GT, keep the Premium. That rate isn't good. Do you have a credit union?

 

[Dangerfish]

Forget the GT, keep the Premium. That rate isn't good. Do you have a credit union?

I don’t have a credit union. That 3.9% rate may be a deal killer for me. I’ll have to run the numbers and see.

 

[RickMachE]

https://www.penfed.org/auto/rates

 

[joes723]

Sorry to hear the rates skyrocketed! The feds raising the rates last week and signaling there’s more to come this year I think is why financing shot up. Gotta say though, the GTPE I just got is seriously worth it. (Although I got 1.4% with ford options before the rates increased)

 

[WNKent]

I don’t have a credit union. That 3.9% rate may be a deal killer for me. I’ll have to run the numbers and see.

Check Penfed as Rick suggests, in the next comment. I have 1.79%. Unless its like you have now, shop around.

 

[MachKet]

Take the options for the $500 bonus and refi with a credit union

 

[Dangerfish]

So, I'm moving forward with the purchase. Trading in my Premium Infinite Blue (I will miss that color!) for a '22 Cyber Orange GTPE. They came up $5K on their trade in offer which is allowing me to trade it in for what I paid for it 14 months and 17K miles ago. Options has a $500 rebate in my zip code and the interest rate has in fact gone up to 3.9% (I saw the official documentation). I'm doing a 36 month term with 18K miles. I had 3 years left on my Premium. My payments are staying the same but now I have a nicer/faster car for the same price for the next 3 years. I get another $7500 tax credit and my state offers a $2500 rebate. I think I'll be pretty happy.

 

[RickMachE]

So, I'm moving forward with the purchase. Trading in my Premium Infinite Blue (I will miss that color!) for a '22 Cyber Orange GTPE. They came up $5K on their trade in offer which is allowing me to trade it in for what I paid for it 14 months and 17K miles ago. Options has a $500 rebate in my zip code and the interest rate has in fact gone up to 3.9% (I saw the official documentation). I'm doing a 36 month term with 18K miles. I had 3 years left on my Premium. My payments are staying the same but now I have a nicer/faster car for the same price for the next 3 years. I get another $7500 tax credit and my state offers a $2500 rebate. I think I'll be pretty happy.

You should be offered the Options at time of order and choose.

You should be making thousands on your Premium, not just breaking even.

 

[FLmac]

Check Penfed as Rick suggests, in the next comment. I have 1.79%. Unless its like you have now, shop around.

Also check local credit unions. Suncoast in FL is at 2.25 for EVs up to 72 months.

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