Help! Need Confirmation on Dealership Ford Options Pricing!

[Travman1974]

Thanks for the help everyone so far.
So if my math is correct, this is the approximate #s i made:

$69,495 MSRP (includes $1,100 destination)
+ $814 (dealer fees listed in attached file)
- $1,389 (2% X-Plan discount on MSRP)
- $2,500 (Ford Options Regional Incentive @ time of order: Oct 2021)
- $1,000 (Order Deposit)
- $15,000 (Down Payment)

= $50,419 remaining

$50,419 - Balloon Payment ($69,495 MSRP * 45% Residual)

= $19, 146

$19, 146 + 1.4% APR

= $19,912

$19,912 / 35 Monthly Payments

Comes to $568/month x 35 months + $31,272 (Balloon)

D&D isn't icluded in x-plan, and also includes $275 fee, your x-plan discount would only be $1092
Also I don't see sales tax included in here. For NJ that would 6.625% on the sales price($68395) or about 4500

Use the calculator in this post

https://www.macheforum.com/site/threads/poll-ford-options-vs-finance.2883/post-92089

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[NewGuy]

D&D isn't icluded in x-plan, and also includes $275 fee, your x-plan discount would only be $1092
Also I don't see sales tax included in here. For NJ that would 6.625% on the sales price($68395) or about 4500

Use the calculator in this post

https://www.macheforum.com/site/threads/poll-ford-options-vs-finance.2883/post-92089

no sales tax on EVs here. woo hoo!

 

[NJ_MachE]

D&D isn't icluded in x-plan, and also includes $275 fee, your x-plan discount would only be $1092
Also I don't see sales tax included in here. For NJ that would 6.625% on the sales price($68395) or about 4500

Use the calculator in this post

https://www.macheforum.com/site/threads/poll-ford-options-vs-finance.2883/post-92089

Also, D&D IS included in X-Plan pricing @RickMachE set me straight on that. (Not that it makes that much of a difference)

 

[Nklem]

If it is a lease and not Options you will not get the $7500. Also look at your total out of pocket with your down payment if you buy it out. You are paying nearly $80k. Something is out of whack.

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