extended warranty vs. mechanical breakdown coverage

[Rapid Ed]

I don't want to start another "extended warranty: worth it?" discussion, I am just curious if anyone has any insight into how Geico's "mechanical breakdown coverage" compares to an extended warranty and if one is superior/inferior to the other. From where I sit, it looks like the Geico option replicates most/all of an extended warranty's benefits but at a much lower cost. But I have no experience with either and hope someone else can shed some light.

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[devildog125]

I’d say looking into it (I’m thinking of switching to Geico, we currently have Progressive), the mechanical breakdown coverage is a you pay it first, get reimbursed later. Whereas an extended warranty “should” pay the service center after pay your deductible.