You hit what?..... (an ongoing insurance saga)

[Teslaeata]

Don’t know how the legal system works in the US but in the UK there’s a trivial matter of evidence to be considered.

If you are to be called a liar and a fraud then Remote Desktop review of just photographic evidence is not best evidence which surely must be essential to mount such a defence.

The car and so the evidence was available for physical examination and analysis so there’s no excuse for not having the car physically examined if they need to satisfy themselves you are a liar & fraudster?

An impact with a soft goose body will produce entirely different damage and contact marks than a hard kerb could do and that should be obvious if they got off their lazy arses and investigated properly?

Good luck with your claim.

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[IDCnC]

That is what really got us upset. Not the claim denial but the fact that they accused us essentially being liars.

 

[Gimme_my_MME]

That is what really got us upset. Not the claim denial but the fact that they accused us essentially being liars.

It's easier than doing their job apparently

 

[TheBraydenKyle]

I hit a Peacock at 80mph between Austin and Houston. It was dark and it came out of nowhere. My insurance agent has been in the business over 40 years and had never heard of a Peacock collision. ?

 

[JJR]

Geese are fairly good eating. When I grilled a breast and chopped it up and fed it to my cats they licked the dish until it shined. Not a crumb was left.

 

[Teslaeata]

Geese are fairly good eating. When I grilled a breast and chopped it up and fed it to my cats they licked the dish until it shined. Not a crumb was left.

You usually have to pick out the gun shot not Mach-e plastic grille louvers, though?

 

[Teslaeata]

Last thing to go through the goose’s mind was probably that camera, quite literally

 

[Mrtman]

I hit a pair in my big truck a couple of years ago. Bird strikes can do a lot if damage.

 

[azerik]

I looked at earlier photos and that was not there. These were taken 2 weeks after the original strike so I don't know where it came from.

Other geese planting evidence me thinks.

 

[Ghost Ryder]

That is what really got us upset. Not the claim denial but the fact that they accused us essentially being liars.

They're calling your wife a liar and you're just an unwitting accomplice. After all, she's a proven serial goose murderer.

All kidding aside, that takes some gall to call your customer liars without examining the evidence in person.

 

[ShoreTang]

They're calling your wife a liar and you're just an unwitting accomplice. After all, she's a proven serial goose murderer.

All kidding aside, that takes some gall to call your customer liars without examining the evidence in person.

Sounds like Travellers who told me who me that I couldn’t let the tow truck driver clean off the guts when I hit one with my truck. The tow truck driver was mad but use to it.

 

[squirrels2nuts]

A long time ago when I was working landscaping, I drove a diesel dump truck. One time, I was going around a bend in the road with the window down, and a Canada Goose flew up beside the truck and I got flapped in the face by its wing! Our paths must've crossed or maybe it was following me to gimme a bitch slap?!

 

[Bilyjck]

So, here's an unusual one. Wife driving 23' red Prem AWD Ext one morning on 45mph road near our home when a Canadian Goose (yes, you read that correctly) flew in front of the car, went "thump, thump, thump" under the car and out the back. Wife saw the body in the rearview, was not getting any errors so assumed nothing was damaged and went on her merry way. Please no comment about her decision... we've already had THAT conversation.

Anyway turns out that the impact broke out ALL the louvers in the front air scoop and also broke the interior enclosure plus the mount for the forward radar. There is no body damage other than a small dent (purple circle). I even managed to recover most all the louvers from the scoop area. See pics.

Filed an online claim with our insurance (whom I will not name until this gets sorted). Sent requested pictures and wife had a phone interview with an "adjuster". No one came out to look at the vehicle at any time. Couple of weeks later we get a registered fedex letter stating that our claim was denied. The only reason given was a "cut and paste" section that talked about "withholding information", "making fraudulent claims" and making false statements. Apparently because there were no feathers, body parts or blood (only one tiny spot in the purple area but that could have been a juicy bug) then their claim is that most likely we hit a curb or went over a high speed bump too fast... REALLY?

Needless to say we were PISSED being told we were trying to commit fraud We have had this insurance company for over 15 years and the only claim made to date was for a cracked windshield. We also pointed out that if we were going to lie about damage to the car we would have picked something a little more believable dontcha think?

To not go on too long about this our local agent is now deeply involved with her comment being "this is stupid". She managed to get hold of the national 'something or other' manager and the claim is now being re-examined. Fingers crossed.

As a long time insurance specialist there are some parts I don't understand. Even if she had run over a curb or other item a comp/collision policy would still cover the damage. If insurance companies only covered losses by claimants that only told the truth in multi vehicle accidents there would be 75% denials. There must be something you left out regarding coverage issues and her statements?

 

[available_username2]

45mph ground speed?

 

[canmachine]

Weird, I live in Canada and never heard of anyone hitting a Canada Goose. They must be more laid back and care free when they head south on vacation. My buddy in HS did hit and kill a donkey named Jesus though. lol

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