No, you probably really aren't that behind. Not all cars have been offered the ability to download and install the 6.2+ updates, since Ford does rolling updates. The 2021 cars were sitting at 6.1.0 until maybe a week or two ago, due to issues with 6.2.0, hence why next for your car being 6.2.1.
You‘re actually not.
Nothing about the modules in this car is simple. They are all made by other manufacturers and all those manufacturers need to be involved when developing an update.
I think what he’s saying is it would be nice to be able to download them on demand-esque. There are probably different versions of updates for different builds as you explain, they exist, most of them are available and supposedly rolling out, however they just aren’t allowed to download. That, along with the release note confusion and versioning weirdness causes people to wonder if they’re missing out. Also, this used to be an actual problem where cars really would get left out until they hit the dealer, for whatever reason.
