machefan
Well-Known Member
- Joined
- Jan 14, 2020
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- Location
- NJ
- Vehicles
- RR FE 21', Leaf 18' and Bronco BadLands 2022
- Occupation
- IT
Hey, I personally lost track of even what we are talking about at this point.Well, I think we’ve done all we can for you. Good luck with it.
Closing summary for me.
1 - RCL is less likely to be a good option - Higher %, higher residual, no incentive and no tax credit.
2 - Ford Options - $ Incentive, tax credit and title owner with lean (very close to financing with a final ballon payment or you have the return option) - Mileage overage will cost you, no penalty for paying early etc.
3 - Finance - traditional loan, low % right now but no incentives - you own title and get the tax credit.
A dealer can offer anything they want, discuss anything they want and we can choose anything we want. Until each and everyone of us is in front of the final sale the above is what I know. My dealer confirmed the same.
There are always loans and leases outside of Ford etc.
Personally Ford options for me looks good but that is because my area gets the $2500, if ones area is $1000 it might not be worth it over a regular loan.
Good Luck!!
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