Car rammed into

[coolshades]

A stupid driver backed into my car in a pub parking lot .... and then says he's a young driver and prefer to settle this directly without involving insurance.

So, anyway, how do i go about this to get an estimate? Is Ford dealer the first point of contact for a quote ?

Luckily it looks the damage is only scratches and paint loss

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[Bruboy]

I think that kid is going to be surprised at how much that repair cost

 

[highland58]

From past experience, I would recommend that you should not take his word for it. You should contact your insurance agent in a situation like this, then let them deal with it.

 

[GatorGrowl]

FordPass can show you places that are Ford-authorized collision centers. And yea, you’re looking at upwards of $1,200, assuming the sensor isn’t affected. More if the wheel or suspension got bent.
I’d get his insurance info either way.

 

[Bruboy]

FordPass can show you places that are Ford-authorized collision centers. And yea, you’re looking at upwards of $1,200, assuming the sensor isn’t affected. More if the wheel or suspension got bent.
I’d get his insurance info either way.

I'm thinking more like $3K - hopefully not.
Plain sucks that it happened

 

[Teslaeata]

Firstly, I’d advise you have a 4-wheel alignment check (and adjustment/s if possible) done to ensure the impact didn’t damage the steering and/or suspension before I did anything else.

Then off to a really good, preferable Ford, bodyshop with it for an estimate.

Hope it’s not too problematic for you.

 

[areacode413]

this is where I park because people are people and drive into shit.

 

[thekat03]

Nope. No way would I try to do this without insurance. If he balks at the cost, and refuses to pay the full amount, that will be way too much of a hassle.

 

[Skip Towne]

What he is probably saying - he doesn't have insurance or will lose his license/insurance with another accident

I sure hope you got his reg and license info - pics of the docs are best to make sure he doesn't give you fake data.

The problem with him paying an estimate (assuming he would) for the body work is the appraiser/estimater cannot price in anything thery cannot see. so the original estimate might be $3k (which accident dude might pay??) and then they find hidden damage - bent btackets and braces they couldn't see until disassembly. Accident dude will be long gone by then.

I MIGHT let him settle up with the body shop only if he is jumping through hoops to get it done. Otherwise file with your insurance company and let them deal with it. A police report will help.

I did bypass insurance once when a high school kid hit me and his father stepped in to resolve it quickly. I knew dad from around town and the deal got done easily. But I think that was 1 in a million.

Good luck

 

[GreaseMonkey]

His preferences don’t matter. Only yours do. Zero chance I’d accept that. It’s an immediate police report. And probably a drunk driving charge.

 

[iam-s-Hon]

this is where I park because people are people and drive into shit.

I do this whenever possible ever since my 5mo old mme was backed into twice overnight and required two doors replaced.

 

[fneild48]

A stupid driver backed into my car in a pub parking lot .... and then says he's a young driver and prefer to settle this directly without involving insurance.

So, anyway, how do i go about this to get an estimate? Is Ford dealer the first point of contact for a quote ?

Luckily it looks the damage is only scratches and paint loss

 

[fneild48]

I would be careful on this. I had an accident last September, same type of front end damage. First estimate of damages was $1,800. Final bill was @$23,000.

 

[rhfritz]

A stupid driver backed into my car in a pub parking lot .... and then says he's a young driver and prefer to settle this directly without involving insurance.

So, anyway, how do i go about this to get an estimate? Is Ford dealer the first point of contact for a quote ?

Luckily it looks the damage is only scratches and paint loss

Don't take his word for it. Involve your insurance company. It's always more expensive than it looks, some underlying parts, clips, etc. And you want it fixed with actual Ford parts, not some substitute thing. When someone says they want to pay for it off the books, it inevitably puts pricing pressure on you to keep the cost low. And then they start to whine about how much it's costing. And then they get amnesia. And then it turns ugly. In the US, you're encouraged not to involve police if there ae no injuries, but the flip side is that if you don't get a police report that says it's not your fault, and the claim devolves into a dispute, your insurance will end up paying, and you'll foot the bill for increased rates.

 

[Wallie]

New wheel arch trim and repainting of the bumper. Should be about £ 1000. Serms like a very low inpact so alingment should be ok.

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