Insurance not setup for Mach E?

ChuckA

Well-Known Member
First Name
Chuck
Joined
Jul 3, 2021
Threads
30
Messages
1,615
Reaction score
1,146
Location
North Branford, CT
Vehicles
‘21 MME Premium AWD ER in Infinite Blue
Occupation
Accountant-Retired
Country flag
That's how Farmer's is listing mine, as a truck. Didn't know I was getting a CyberTruck when I bought it. :p
I wouldn’t worry about what an insurance company calls the vehicle since they have the VIN which 100% identifies it as an EV SUV. Collision/comprehensive is usually based on cost, which is higher then an equivalent ICE vehicle.
Sponsored

 

ChuckA

Well-Known Member
First Name
Chuck
Joined
Jul 3, 2021
Threads
30
Messages
1,615
Reaction score
1,146
Location
North Branford, CT
Vehicles
‘21 MME Premium AWD ER in Infinite Blue
Occupation
Accountant-Retired
Country flag
Probably listed as a truck because it is classified as a truck. At least here in WI when I got my registration from the DMW it was shown as a truck.

im not sure how they do their classifications.
In WI how do they classify SUV’s? In CT trucks need to be registered as Combination which costs more then as
Passenger.
 

Glen Boise

Well-Known Member
First Name
Glen
Joined
Aug 1, 2021
Threads
23
Messages
315
Reaction score
306
Location
Kokomo, IN
Vehicles
Mustang Mach-E
Occupation
Retired
Country flag
That's how Farmer's is listing mine, as a truck. Didn't know I was getting a CyberTruck when I bought it. :p
Look at your VIN. It lists Mach-E as a truck. I assume this reflects it is a CUV. Wikipedia has a good article on deciphering your VIN.
 

HuntingPudel

Well-Known Member
First Name
Steve
Joined
Mar 23, 2021
Threads
88
Messages
12,929
Reaction score
17,374
Location
Bay Area, CA
Vehicles
2024 MME GT with Performance Upgrade, 1979 Fire-Am, 1972 K/5 Blazer
Occupation
Engineering
Country flag
My insurance company wants over $400/year more for my GT-PE than for my Fusion Energi, same coverage. For double the deductible, it’s about $300/year more. ?‍♂
 

RickMachE

Well-Known Member
Joined
Jul 1, 2021
Threads
267
Messages
17,902
Reaction score
27,856
Location
SE MI
Vehicles
2022 Mach-E Premium 4X, 2022 Lightning Lariat ER
Country flag
My insurance company wants over $400/year more for my GT-PE than for my Fusion Energi, same coverage. For double the deductible, it’s about $300/year more. ?‍♂
I have my 2018 Fusion Energi Titanium and the Mach-E Premium on my policy. Mach-E is 29% more, i.e. $414 more per year ($331 after dividend).

The Mach-E wasn't in their system, HQ had to price it. I expect when they better understand its features the cost should go down. I also live in the 2nd most expensive auto insurance state.
 
Last edited:

Sobmartin

Well-Known Member
First Name
Bill
Joined
Sep 14, 2020
Threads
59
Messages
213
Reaction score
113
Location
Leavenworth wa
Vehicles
2021 Mach-e Premium Job 1 , 2014 Lightning Flash
Occupation
Retired
Country flag
Hartford added our Mach-e as a Mach-e EV, no problem and the premium was $200 less a year than the Prius Prime it replaced.
Sponsored

 
 







Top