2022 v. 2025: Differences?

music_cities

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Fair question — and I actually ran the math pretty carefully before making the move.

The key piece you’re missing is that I had significant negative equity in the 2022 and was paying interest on the Ford Options loan. Continuing to hold that vehicle meant continuing to service interest on a depreciating asset while carrying negative equity forward. That’s not “Dave Ramsey conservative” — that’s just slow bleed.

The 2025 deal allowed me to reset the depreciation curve, reset the factory warranty, reduce my long-term exposure, and avoid continuing to throw interest at a car I was already upside down on. The short-term financing structure is strategic and manageable, not perpetual lifestyle debt.

So this wasn’t about upgrading for vanity. It was about stopping an unfavorable financial trajectory and repositioning into a cleaner balance sheet with better terms.

Totally fair to question it — but in this case, the move was intentional and numbers-driven.
I'm happy for you and am excited to hear how you like the 2025. I think the Bluecruise is better (automatic lane changes), and also I believe your built-in trip-planner will use the Tesla superchargers. I'm curious to hear if you think the heat pump is worth the smaller frunk and increased complexity.

Financially, your 2022 would have depreciated a *lot* more slowly going forward than your 2025. Most of the depreciation occurs in the first years. So I can't see how "resetting the depreciation curve" helps you.

I'm also excited for the person who gets to buy your 2022. That car will be a smoking deal for the new owners, since it's depreciated so much that it was underwater.
 

music_cities

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Tilting headrests are gone. Windshield wiper deicer is gone, washer on front camera also. Kick to open is gone. Ventilated seats are added, rear motor is now from the Lightning. Heat pump is added.

Per Mark Boris going from a 2021 GTPE to a 2024 GT:

1. Rear cargo hold down rings are plastic instead of metal
2. Driver/passenger kick plates no longer have an aluminum "Mustang/GT" plaque
3. Dual USB-C ports at the console rear instead of one USB-C and USB-A
4. Front Driver/Passenger doors no longer have a lock actuator (presenter)
5. Removed kick to open liftgate feature
6. Eliminated the inside illuminated open/close button on the liftgate panel
7. Rear speaker grills no longer have a B&O emblem
8. Removed the windshield wiper defrosters
9. Removed hood bump stops
10. Removed parking assist feature
11. Ceiling grab handles no longer damped, when released, they snap up quickly
12. Front camera through windshield has a white casing instead of black
13. High beams don't seem to be as bright as the ones in the '21 (low beams the same)
14. Front headrests on premium no longer tilt forward/backward
15. No more sound insulation padding behind door panels
16. Removed front grille camera washer
17. Cargo cover has slightly thicker support posts, more difficult to attach and remove
18. Shark fin antenna on roof no longer on a separate metal area by itself
19. Wireless charger is a separate metal plate within the plastic console bottom
20. Front proximity sensor beep has a higher pitch tone than rear proximity sensor beep
21. Now comes with a full printed owners manual
22. Start/Stop button no longer has a flashing green LED
23. Front side windows are no longer acoustic (laminated) after July '24
24. Frunk tub is lighter, has half the screws securing it and they‘re exposed
25.There are three things about the audio system that I've noticed
(a) The overall volume is at least 2db louder for any given volume control setting
(b) Dash tweeters sound more harsh in their lower frequency range
(c) The OEM 6x9 woofer bass frequencies sound deeper but it has an mis match of time alignment. It hits after the door speakers so a single kick drum almost sounds like two kick drums hit.
After removing the rear quarter panel to access wires I needed to install my aftermarket sub, I noticed the B&O amp is a different shape and it is also a larger than the previous one.
But most of these difference are 2021-2022 differences. So aren't relevant to our OP who was already in a 2022 not a 2021.
 

devmach-e

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But most of these difference are 2021-2022 differences. So aren't relevant to our OP who was already in a 2022 not a 2021.
That's a list of differences post 2023.5 from what I can tell. I have a 2022, and all those things listed as changed/gone are definitely present in the 2022.
 


Kamuelaflyer

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Porsche Hawaii is on Oahu. It’s named that way because they were first (and only it seems) and thus got to snag the name, but also because 90% of the state’s residents live there and think only Oahu counts as Hawaii. What we need is a www.PorscheNotheotherHawaii.com

It’s sort of like on either of the Magnum P.I. shows when one of the characters comments about HPD. The correct response is, “Which HPD?” (Honolulu Police Department or Hawaii Police Department)*.

On the other hand, if you go to www.fordhawaii.com, you get the Hawaii Island Ford dealer. Take that Oahu! :p

Seriously, ice vehicles aren’t a problem. There are enough proper independent shops to take care of any Porsche. BEVs, though, are another story. Or you can ship any bricked car to Oahu on Young Brothers barge for only $600 each way plus trailer and towing fees.

This has been your living in Hawaii lesson number 4322.

Read on at your own risk.

* Extra Credit Option. The naming is even more Honolulu centric. Police departments are run by counties here as there are no city level governments here, only state and county. So you'd think there’d be an OPD for Oahu Police Department. No that’d make too much sense. There is no Oahu County. There is, however, a Honolulu County which covers exactly the island of (drumroll please) Oahu. Besides, having Steve McGarret calling OPD for backup would sound silly.

Extra Extra Credit: say you’re vacationing and staying at your good friend Larry Ellison’s hotel, the Four Seasons Lanai, in Lanai City on the lovely island of Lanai, when a miscreant snatches your $25 mai-tai and dashes away. Who do you call? LPD (Lanai Police Department)? Nope. You call (another drum roll please) MPD! Maui Police Department. Because the island of Lanai is part of Maui county. It’s best not to talk about Molokai.
 

67 Stang Convertible

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In no particular order: Lucid Air (with serious caveats), Volvo EX60, Rivian R3X, Acura RSX, Silverado EV. Every last one of these has issues that will make me think carefully. None, except the Silverado, have on-island service centers. Neither Lucid nor Rivian are financially sound atm. If I limit my search to those with existing on-island service centers then I need to only look at Ford, Chevrolet, Honda (not Acura), Hyundai, Toyota, and Kia. Chrysler, Jeep, and Nissan are out as they’re the same dealership and I’d rather walk than give them a plug nickel. There are zero Tesla’s I’m interested in, even excluding Mr Musk from consideration.

I’ll look at Kia and any new Ford offerings closer when the time comes.
My daughter got in a fender bender, insurance said unsure about fixing it. Awaiting final word. So, I've spied at '24 Lucid Air on Lucid's website: 394 mile range for $42K. Wow, I'd consider it. Can Lucid survive is the only caveat. Don't want a Fisker Ocean Problem.....The Lucid would be for me and I'd give her my '21 MME (that I still really enjoy). But hopefully the insurance will just fix her car......
 

ipca204

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Not to get all Dave Ramsey on you, but it kinda sounds like you agreed to take on a boatload of new debt (interest free - for a while) to “upgrade” from a 2022 to a 2025. Granted, I’m not seeing the math, so I could be wrong.

If money isn’t an issue for you and you just want a new car every 3 years, that’s great! But it kinda sounds like money is tight, so I’m not sure why you are saddling yourself with car payments in perpetuity.

Anyway, I could be wrong. Would be interested to see the numbers of why this makes financial sense.
Hey now! He's happy! Don't be Debbi Downer! FWIW, I agree this makes no sense, but he's happy! Be happy he's happy!
 

jdsimard2012

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Honestly, I've had a new MME every year, now in a GT and the biggest difference for me was the first year vs now which had Park Assist, Foot activated tailgate, etc. Seems every year Ford is "cheapening" the MME. My new one, the hooks in the back are plastic for example, no longer metal. Not a good luck, so if Ford is listening the car needs to get better year after year!
 

Kamuelaflyer

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My daughter got in a fender bender, insurance said unsure about fixing it. Awaiting final word. So, I've spied at '24 Lucid Air on Lucid's website: 394 mile range for $42K. Wow, I'd consider it. Can Lucid survive is the only caveat. Don't want a Fisker Ocean Problem.....The Lucid would be for me and I'd give her my '21 MME (that I still really enjoy). But hopefully the insurance will just fix her car......
From what I've gathered by lurking in the Lucid forums, Airs built after April 2024 have significantly fewer quality issues. It still has a bunch of quirks though. Watch the 2 Lucid Air videos by the Engineering Explained guy. Theres an initial vodeo and a follow up.
 
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VegStang

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A friend has an air built before 4/24 and it's been in the shop for months, lots of issues. He likes the car but is hoping to get a buyout or something at this point.
 
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ridgebackpilot

ridgebackpilot

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Hey now! He's happy! Don't be Debbi Downer! FWIW, I agree this makes no sense, but he's happy! Be happy he's happy!
This really wasn’t intended to be a thread for self-righteous comments by people who keep their cars until the wheels fall off. But…whatever!

Here’s why trading in a high-mileage 2022 Mach-E on a new one makes sense, at least to me:
1. 2022: Warranty expired, 2025: Factory warranty, bumper-to-bumper
2. 2022: HV battery and powertrain warranty nearly expired. 2025: 100,000 miles to go.
3. 2022: Significantly underwater due to Ford Options program. Refinance with Ford Credit possible only at original interest rate.
4. 2025: Depreciating, but available with zero percent (0%) interest loan and other significant rebates and incentives.
5. 2022: Dial shifter, conventional HVAC, and heated seats only. 2025: Steering column shifter, heat pump, and heated/ventilated seats.

The factors above and others added up in favor of trading in my 2022 Premium RWD. On the other hand, I may just keep my 2022 GTPE since it has half the miles and for other reasons. It’s all about the individual car and the deals available du jour.
 

devmach-e

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This really wasn’t intended to be a thread for self-righteous comments by people who keep their cars until the wheels fall off. But…whatever!

Here’s why trading in a high-mileage 2022 Mach-E on a new one makes sense, at least to me:
1. 2022: Warranty expired, 2025: Factory warranty, bumper-to-bumper
2. 2022: HV battery and powertrain warranty nearly expired. 2025: 100,000 miles to go.
3. 2022: Significantly underwater due to Ford Options program. Refinance with Ford Credit possible only at original interest rate.
4. 2025: Depreciating, but available with zero percent (0%) interest loan and other significant rebates and incentives.
5. 2022: Dial shifter, conventional HVAC, and heated seats only. 2025: Steering column shifter, heat pump, and heated/ventilated seats.

The factors above and others added up in favor of trading in my 2022 Premium RWD. On the other hand, I may just keep my 2022 GTPE since it has half the miles and for other reasons. It’s all about the individual car and the deals available du jour.
Do you replace all your cars once their bumper to bumper or powertrain warranty expires?
Sponsored

 
 







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