Why is Mach-E called a "truck"

[EV Lab]

Hilarious... I have the thing with All-State in CA. I thought it was just me.

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[GoGoGadgetMachE]

My insurance company says that my Mustang Mach-E is a "Ford Truck". And when I checked my paperwork from the dealer, it also says "Ford Truck".

Why is the Mach-E called a "Truck"?
Are all CUV's and SUV's considered to be trucks?
Is the Tesla Model-Y (a direct Mach-E competitor) classified as a "truck" by insurance companies?

because whenever you drive a Mach-E you think, "truck yeah, this is AWESOME! ?"

WARNING: that might be a non-factual explanation

 

[Zobo]

Well in Iowa this means my Mach-e is a business trade truck and will register for $50/yr. be interesting when the title gets here.

 

[Chuck]

My insurance company says that my Mustang Mach-E is a "Ford Truck". And when I checked my paperwork from the dealer, it also says "Ford Truck".

Why is the Mach-E called a "Truck"?
Are all CUV's and SUV's considered to be trucks?
Is the Tesla Model-Y (a direct Mach-E competitor) classified as a "truck" by insurance companies?

My insurance company, Farmers, considers it a truck. It also considered my Ford Edge a truck. Yet my wife's Lincoln Navigator is not considered a truck. Go figure.


I'm happy it's considered a truck. Makes the insurance a lot cheaper than had the considered it a sports car.

 

[DR.J56]

First we have the “it’s not a Mustang” crowd. Now we have the “it’s not a truck” crowd.
The door jamb sticker says it all. My 16 Exploder Typ said Truck, it wasn’t a truck.
MME says MPV, I accept that.

Out of curiosity I checked my real truck and it does say it’s a Truck. No gender identity issues in my garage.

 

[ShadowCVL]

When SUVs debuted they were on truck chassis, I would bet some states havent updated those rules.

 

[jennq]

My insurance company says that my Mustang Mach-E is a "Ford Truck". And when I checked my paperwork from the dealer, it also says "Ford Truck".

Why is the Mach-E called a "Truck"?
Are all CUV's and SUV's considered to be trucks?
Is the Tesla Model-Y (a direct Mach-E competitor) classified as a "truck" by insurance companies?

Trucks don't have to meet the same safety standards as cars.

 

[AllenXS]

Keep on Trucking in the All New Mach-E Truck.
Mustang Trucking in its finest.

 

[Mark Hassa]

Mine is listed as a "Mustg" "4 Door Station Wagon". I wonder if the UK registered cars are listed as Estates?

 

[Engelbert]

For those in the USA: Crossovers sit exactly on the line between what NHTSA considers a car vs. a truck. But each has to be classified somehow, so extremely specific criteria are used to determine which side of the line a given CUV sits on. It is so specific that in recent history, it has sometimes been the case that you can option out a model and thereby convert its classification from car to truck. This has considerable implications for a manufacturer's CAFE regulation compliance. Many games have been played over the years to make small token changes to a model's specs, thereby turning a "car" model into a "truck" model, as from CAFE's point of view the model then is no longer a gas guzzler among cars but rather a gas sipper among trucks.

Some info about it
There is probably info out there that is less than 5 years old, but the basic idea is the same.

Mid size SUVs and up are basically all classified as trucks by NHTSA, no matter what anybody's piece of paper from State Farm says. Unless NHTSA has changed things, looking up the official standardized make/model/etc. of, say, an Explorer or Ram from the POV of NHTSA's data systems will produce a "FORD TRUCK EXPLORER" or "DODGE TRUCK RAM." (Not sure what the text looks like for one of those CUVs that can be either a car or a truck, depending on options. )

It does make me wonder exactly how the Mach E is NHTSA-classified. I suspect "truck."

 

[jeevez]

Can confirm here in Canada mine is also listed as a Ford Truck Mustang on my insurance card.

 

[HuntingPudel]

My educated guess....

Many years ago when the CAFE standards first came out, light trucks were exempt. In order to fill the market niche left empty by the demise of the full size station wagon, manufacturers started putting station wagon-like bodies on light truck chassis and the SUV was born.

Kind of silly for an EV but technically it’s still a truck and thus exempt from the CAFE standards.

Except… The Suburban has been around since 1934.

I need to look at my dealer paperwork (since @SirronD was referring to his dealer’s paperwork) to see what is listed on mine.

 

[TGIF]

My educated guess....

Many years ago when the CAFE standards first came out, light trucks were exempt. In order to fill the market niche left empty by the demise of the full size station wagon, manufacturers started putting station wagon-like bodies on light truck chassis and the SUV was born.

Kind of silly for an EV but technically it’s still a truck and thus exempt from the CAFE standards.

Wouldn’t car manufacturers want their EVs to NOT be trucks?

 

[TGIF]

Well in Iowa this means my Mach-e is a business trade truck and will register for $50/yr. be interesting when the title gets here.

Yeah. No. Just paid over $700 to register my CR1.

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